Research On Credit Risk Assessment Of Small And Medium - Sized Enterprises In Inventory Pledge Financing Mode

With economic globalization, information technology and accelerate the process,so that the logistics and supply chain financial services emerged in the form of avariety of innovations, such as the right to pledge the goods right to import goodsthroughout the pledge. Inventories are the basic characteristics of logistics, withflexibility. Whether domestic inventory financing will form the core of logistics andsupply chain finance innovation.This paper will explore the era of large logistics supply chain through the rationalallocation of external resources, the advantages of using its holistic, multi-levelinventory pledge to expand the scope of business, seeks early solution to the difficultproblem of funding for SMEs, major scientific research to achieve maximum benefitsinclude: First, the basic research on supply chain inventory pledge model. Inventoriespledged to integrate theory with the use of membrane solve financing problems ofSMEs. Second, build credit risk evaluation index system. In this paper, the use oftraditional indicators of risk assessment methods as a basis for the theory, on the basisof AHP risk assessment for SMEs, through the ability to coordinate all aspects ofSME weighting calculations, can be used as a reference corporate credit riskassessment. Last, we carry out empirical analysis. Empirical studies of how thecurrent financing difficulties faced by Chinese enterprises a certain degree ofexploration, combined with empirical analysis to verify the validity of the practiceoutcomes.Supply chain finance industry needs to relevant companies as a whole, and thusto implement the service financing. Enabling SMEs to obtain support in the supplychain, unsecured situation of SMEs has also been eased. SMEs can choose their ownway of financing the development of the situation and according to their owncircumstances. In recent years, China’s commercial banks and financial institutions intheir efforts to provide support services to SME lending, SME lending, but theproblem has still not been effectively resolved, on the whole, the implementation ofexisting measures fail to resolve the problem fundamentally. This study also analyzesthe theoretical significance...