Research And Analysis Of Bank Loan Management System

With the continuous development of information technology, commercial banks are facing with the revolution of digitization and information technology. In order to improve the management of the banks, construction of digitization is inevitable. Bank loan is no doubt important, not only because it is the core business of a bank, but also an important way to develop a bank. Faced with a rapid changing competitive market environment, loan business would have to raise its working standard to quickly and correctly deal with a huge number of clients’ information as well as business data. In traditional management, most banks are still in a semi-digital way of processing loan management business. Such a traditional method, not only leads to inefficiency, but also more likely to cause errors because of manual mistakes. Eventually, the old method will bring about stress and even loss for the bank and the personnel in charge of loan business. Therefore, this traditional semi-digital mode could no longer meet the growing business needs of loan management.This thesis introduces the research background, the project significance, the current research and application status of banking loan management system, and identifies the main work and research contents. In the business analysis, the existing problems of system, organizations, the original business processes are analyzed in this thesis, and then the optimized business processes are given. In the function analysis, through the use case analysis and use case descriptions, the thesis identifies the system functions, and gives the system function package diagram and sub-function package diagrams, including the loans customer management sub-function package diagram, the loans grant sub-function package diagram, the post-loan management sub-function package, the statistical inquiry sub-function package and the user management sub-function package. In the data analysis, the data of the system needs to process is analyzed, the entity class relationship diagram is given, and the database tables’ structure is established. At last, the research and analysis are summarized. The future work to do is also prospected in this thesis.