Small And Medium-Sized Enterprise Credit Rating And Applications In Projects Management In Hurd

In China, Construction Industry is a huge industry, the quality of construction is closely related to people. In order to enhance the level of construction enterprises management, experts and managers have advocated the credit rating processes long before. They looked forward to identifying the enterprises’ credit status through a set of complete and comprehensive trust systems consequently reduced the trade and project risks of the industry and guided all the enterprises moving in the direction of health. However, the goal of this system is different from the traditional credit rating system. We measured the credit rating of the enterprises in the industry by further counting on their construction quality and construction achievability, which makes a big difference to the present system that focus on the venture return. All those issues had been driven to the result of the lack of a theory of rating model reference and targeted measures. There is a wide range of construction enterprises exist in our country, the acquisition of rating data has always been a realistic problem. As for the design of the index system in the industry, we need to adopt the unambiguous, easy access and monitoring indicators to ensure the practical application value of the rating system.This article use the basic theory of credit rating in small and medium-sized enterprises in combination with the practical situation of construction industry in our country, put forward a new tentative idea combined incorporate with the index of the essence of enterprise measure and enterprise behavior. The essence of the indicators from the governance structure, corporate culture, financial status, industry status, supply chain, technical conditions six aspects gives the concrete index system design and weight parameters, performance indicators and corporate behavior is measured to the use of rewards and punishments in enterprise through the enterprise’s performance in society and in the engineering. All those are completely different from the current rating system, as the data source is simple and fair and make the rating easier to operate and more convincing. This research adopts the expert experience and reference to benchmarking method of index system, using AHP to give weight and the distribution of samples obtained through regression analysis.Due to the differences from traditional credit rating system, the rating result is no longer limited to the investment and financing analysis. In the last few chapters, this article introduces the credit rating in the architectural engineering quality control, bidding management, and other aspects of the new field of application. It also gives the weight and reference.