Our Country Commercial Bank Financial Governance Problems And Countermeasures Research To The Industrial

With the advancement of reform, commercial Banks of the various stakeholders on its financial aspect also in unceasing increase, and financial management and internal governance of bank governance, that Banks’ financial workers are also studying how to make use of financial tools and main interests related to the influence of the listed Banks, the goal of financial management can complete success every main interests related to bank with satisfactory results.China’s four big public ownership commercial Banks nowadays all achieved from wholly state-owned joint-stock transformation, but because of the late start, and the competition between foreign Banks still have very big disparity.Just now, the commercial bank financial management aspects of the scholarship is limited, the study of this paper have certain difficulties, however, this situation also created a vast space for me.At the same time, according to the reality of the commercial bank financial management, to optimize the financial management mode provides some corresponding Suggestions.This article is mainly according to "theory analysis, case analysis-the cause analysis and countermeasures" route, consists of six parts:First of all, the paper introduces the research background and research significance, and reviews the related literature at home and abroad, puts forward the research ideas, research methods and innovations;Secondly, this article simply introduces the connotation and content of corporate financial governance and basic elements;Third, this paper mainly discusses the differences between commercial Banks and general corporate financial management, and discusses the relevant theories of our country commercial bank financial management;Fourth, mainly by ICBC branch in Shanxi Province as an example, the running state of the financial management of commercial Banks in China are analyzed.The fifth part mainly introduces the basic situation of our country commercial bank financial management, the problems and causes, and optimizing the modernization of our country commercial bank financial management advice.The sixth part, research conclusion and prospect.In this paper, we use three analysis methods: The first is a normative analysis as research methods, illustrates the content of the commercial bank financial management;The second comparison analysis, general corporate financial governance comparing with bank financial management, emphasize the content of the commercial bank financial management;The third case analysis method, studied the shareholding system reform of our country comm ercial bank financial management.