Shanghai Urban Endowment Insurance Fund Operation Research

Endowment insurance system of urban residents still in the pilot stage, its sustainability will be directly related to the achievement of full coverage of old-age insurance system in our country. Strengths of the capacity have a significant impact on the Fund to a country or region’s economic development, social stability and Government decisions and also affects people’s consumption, employment and other behavior. Therefore, research on pension fund income and expenditure of urban residents has important practical significance.This article to investigation proceeds of Shanghai city town residents Endowment Insurance Fund of payment situation data for based, uses system dynamics method on town residents Endowment Insurance Fund to for decades years of run situation for has measuring and analysis, easy timely found insurance fund payments does not balance of situation, early take effective of should measures, avoiding may occurs of paid risk; for Government of related functions sector developed social security Fund paid, and management, and operation policy, and the related regulations provides important pursuant to.And has targeted proposed countermeasures, widening the financing channels, achieving town residents to preserve and increase the value of endowment insurance fund with a view to achieving balanced development of the old-age insurance fund for urban residents in Shanghai.