Reserch On Interest Risk Management Of Yellow River Bank

As the reform of China’s economy and financial system is deepening, the interest rate market also gradually accelerated its reform pace. Under the condition of interest rate marketization, the interest rate will appear greater diversity and uncertainty, which will have a huge shock on the revenue and market value of commercial banks and also raise a big challenge on the interest rate risk management of commercial banks. Yellow River Rural commercial banks as a local commercial banks, asset size increased year by year, gradually increase the level of profitability. Therefore, in the context of market-oriented interest rates, they should solve an important and urgent issue that is how to strengthen the risk management of interest rate.Based on the theories of interest rate risk management, this essay will conduct a comprehensive and in-depth analysis on the current situation and existing problems in the field of interest rate risk management of Yellow River Rural Commercial Banks, and then put forward some proposals on how to prevent interest rate risk and strengthen risk management. The structure of this essay is organized as follows:Chapter I, introduction of the purpose, significance and research methods of this essay; Chapter II, introduction of related theories about interest rate risk management of commercial banks, which will provide a theoretical foundation for further study of the interest rate risk management in Yellow River Rural&Commercial Banks; Chapter III, conduct a comprehensive analysis on the interest rate risk management and existing problems of Yellow River Rural Commercial Banks; finally, put forward corresponding countermeasures and suggestions on the interest rate risk management, of Yellow River Rural Commercial Banks.