The Study Of Green Credits In Commercial Banks Of China

With9.8%of the annual GDP growth, our country makes for the world’s secondeconomy rise in recent decades, but the economic growth mode of contradiction tobrings environmental pollution problems. Therefore,our country attaches greatimportance to the economic development. All kinds of Banks in China have carriedout the green credit policy, this is a measure in the credit environmental protectionused by Banks. Through strengthening the environmental audit of loan business,support various environmental protection projects to promote financial institutions onthe path of sustainable development.This paper is divided into five chapters:The first chapter is an introduction, from the selected topic background andsignificance, research methods, research innovation and insufficient aspects provide aframework for the article structure.The second chapter is atheoretical overview of the green credit. The authorsummarized the meaning of green credit, origin, classification and operationmechanism, from the Angle of green financial bank of China to carry out the greencredit policy and detailed introduction of the theory of business, for this article lay therelated theoretical basis for the later research.The third chapter is international green credit practice and experience, through tothe equator principles and the United States, India, Britain, the practice of green creditpolicy analysis, find out the pros and cons of their practice, and for the below modelfor green credit policy in China, take its essence, critical inheritance.The fourth chapter is the bank of China practices and problems of green credit, it analyzes the China Construction Bank, Integrity Leads to Prosperity practical policy,the present situation and the application, find out the problems existing in green inour country at present. Such as green credit policy in operation, the problem ofproduct innovation and so on.The fifth chapter is perfecting the bank of China green credit countermeasures,through the relevant problems in the practice of the fourth chapter puts forward therelevant countermeasures.