Urban And Rural Residents In The Basic Old-age Insurance In Rural Areas And The Implementation Of Countermeasures

Social security is the stone of modern social development, as the main content of socialsecurity; social insurance plays an important role in supporting economic and harmonizingsocial. Because of agriculture and rural economic particularity, the former insurance in rural isspecial important. Since the1980s, the rural household contract responsibility system to adaptto the new needs of the country have to build rural social insurance system, because throughoutthe economy, differences in the level of social development, the lack of the entire ruralendowment insurance system macro-level scientific planning, the level of development of ruralendowment insurance throughout uneven. Facing these problems, in98years our countrysuspended pension for rural residents, rural social endowment insurance was in dilemma. OnSeptember2009, the country built government, the village collective and insured objecttripartite raise insurance fund new rural social pension insurance system, by taking over thepilot first, side try and reform, and gradually expand the way gradually, has been realized tomeet the conditions of farmers new agricultural insurance "full coverage in2012, in February2014our country has adopted the policy of rural residents and pension insurance unifiedmanagement of urban non-employed residents, the establishment of urban and rural residentsbasic pension insurance system.Scientific and rational policy for promoting policies have takes a very important role. Atpresent,in China, research on the construction of rural pension insurance system, although theresults of more, but the academic study of rural endowment insurance system construction hasnot been formed a complete theoretical system, existing research results are mostly from themacro aspects of rural case analysis of the construction of the pension system, combined withthe implementation of the relevant data grassroots rural old insurance system in rural areas ofthe country were less research studies and descriptions. Therefore, this data combined withrelevant insured rural city in Shandong province, trying to apply to the internalization ofexternal effects, equalization of public services and public services market theory, systemanalysis of the process of the construction of rural endowment insurance system, attempts tostate pension comments and suggestions Insurance system. This paper includes five main sections:The first part of the basic concepts of rural endowment insurance system construction areintroduced. Including the development of China’s rural old-age insurance stage, conceptsrelated rural pension insurance system, the theory and construction-related public service, all ofwhich are useful for the next theoretical groundwork research.The second part of the grooming process of development in rural endowment insurance,endowment insurance analysis to establish the new era background in the countryside. This partis about rural endowment insurance combing through the development process, summarizelessons learned in the various stages of the "budding growth phase, and restructuringdevelopment of the initial exploration period, etc.; simultaneous analysis of contemporaryChinese population aging, migration accelerated, changes in the social structure and the needsof a diverse "background, grasp the development of rural endowment insurance issues to face.The part summarizes our current endowment insurance system in rural areas the main problemsexisting in the process of implementation.The third part of the actual combination of rural development in Shandong Province, theoverall level of respect, benefit levels, the insured will and grassroots handling services foranalysis, grasp and summarize the current pension system in the process of rural developmentand improvement of the existing problems and shortcomings. At the same time，describes themain contents of the implementation of Chinese rural old-age insurance and the main features.The main contents of the current combination of old-age insurance in rural implemented speechsummed up the implementation of the pension system in rural characteristics presented in thegovernment responsibility to guide mechanism and other aspects of urban and rural areas.The forth part summarizes the foreign experience of rural endowment insurance system.This section summarizes the main under national welfare, social insurance and individual fullyfunded three models, the farmers how to be included in the pension system, the analysis of thepros and cons of each, combined with the actual development of rural areas, the financialsecurity, system design, the level of protection and other aspects of the Enlightenment toexplore the establishment and improvement of the pension system in Chinese rural.The fifth part is to improve the strategies and ideas. On the basis of the issues raised in theprevious section, the system put forward opinions and suggestions to improve the rural pension insurance implemented in order to make our pension system more scientific and effectiveimplementation in the countryside. This part separately from the improvement of legislation,improve top-level system design, sound system, and enhance the attractiveness of the system,the transformation of government functions and aspects of open service markets maderecommendations accordingly.