The Research Of Financing Issue For Chizhou Farmer’s Specialized Cooperation

Farmer’s Specialized Cooperation as a kind of new rural cooperative economic organization, plays an important role in the development of agricultural economy in our country, the farmer’s specialized cooperation can be organized the dispersed farmers to adopt the way of democratic management, in order to increase the income of members as the main purpose, to provide its members of production materials procurement, transportation, processing of agricultural products, sales, storage service, etc. Farmer’s specialized cooperation of financing activities, to the health of farmer’s specialized cooperation rapid development has an important role in promoting, but farmer’s specialized cooperation is currently facing a serious shortage of funds, financing difficult problem. Although the state has issued relevant policy and law support, but the farmer’s specialized cooperation, the difficulty of financing for a long time restricts the farmer’s specialized cooperation become bigger and stronger, seriously affected the farmer’s specialized cooperation expand business scale. So the paper studies the financing present situation and problems of the farmer’s specialized cooperation, find out the reason of financing difficulties, and to explore effective method to solve the farmer’s specialized cooperation financing difficulties, is conducive to the healthy development of farmer’s specialized cooperation, thus conducive to speed up the agricultural modernization.Chizhou based on farmer’s specialized cooperation, for example, using the modern financing theory, theory of value chain and value chain financing and other related theory as the analysis tool, on the basis of combing related literature at home and abroad, analysis and study agricultural products value chain financing model role in the improvement of farmer’s specialized cooperation financing predicament. And combining the survey of142 farmer’s specialized cooperation Chizhou questionnaire, this paper introduces the Chizhou farmer’s specialized cooperation financing status of present development situation and the value chain, then respectively from the perspective of the value chain of internal financing and external financing, the financing problems of Chizhou farmers’ professional co-operatives. Chizhou based on farmer’s specialized cooperation to the influence factors of the external value chain financing empirical analysis, clear the main factors affecting its external value chain financing cooperatives credit level is, if there is a third party guarantee and mortgage of assets in the factors. Through case analysis of Chizhou plum village tea cooperation, Chizhou presents a farmer’s specialized cooperation internal financing, the mode of operation process and value chain, in Chizhou understand the farmer’s specialized cooperation value chain of the specific conditions of the internal financing and external financing, financing from the value chain, government support and building their own development, cooperative financial institutions financing Chizhou several aspects put forward to resolve the financing difficulty of farmer’s specialized cooperation of policy recommendations.