Countermeasures Of Minsheng Bank In SME Financing

China Minsheng Banking Corp. Ltd. is China’s reform, economic development system change the market main body form, the product to achieve the modern enterprise management system. From the definition of sense, CMBC is the part of non-public entities, in order to realize their own more convenient financial services, and independent of the state-owned enterprises, the general commercial bank financial body. In the same market environment, the number of China’s small and medium-sized enterprise also unceasingly increases, the market share is expanding. But China’s SMEs growth environment is the background of market economy, China’s primary stage of socialism, surround our country small and medium-sized enterprise development has not only the advantage of enterprise reform and enterprise financing risk. In China with the public ownership as the main body, various kinds of ownership economy main body and common development in the market environment, CMBC and domestic small and medium-sized enterprises formed a pair of mutually promoting economic interaction effects of body.Based on the financing situation of small and medium-sized enterprises (SMEs) in China, this paper focuses on the revolution of financing strategies for the China Minsheng Banking Corp (CMSB) toward SMEs, the analysis of the reasons of financing difficulties of the SMEs in China. Moreover, combined with the market position and role of banks in China, the paper shows the financing position of CMSB toward SMEs. In the following it discusses the comparative advantages, opportunities and challenges that SMSB should will have and face during the process of financing for the SMEs. Additionally, it gives the scientific evasion game strategies for the process mentioned above. to solve the SMEs’bottleneck that exists for a long time, by which the two win-win situation will be arrived for SMSB and SMEs.From the research methods, this paper mainly based on China’s social reality of China in the primary stage of socialist political economics, Marx doctrine as the theoretical position, extensive reference the market economy main body theory, enterprise financing, enterprise development strategies, financial industry theory guiding theory. Traditional research routine research methods of combining theory with practice, based on the financial data of CMBC, research and comparison of comprehensive data of the small and medium-sized enterprise development practice. Combined with the research results of domestic and foreign advanced, for this sort of CMBC financing, development, improve the comprehensive reform goal guidance, and provide the theoretical basis and development prospects for the development strategies of the China CMBC in the financing bottleneck of small and medium-sized enterprises in the expected.From the results of innovative research in terms of the theory, this paper from the results summarized development financing strategy of CMBC and small and medium-sized enterprises is essential prerequisite, the two are mutually reinforcing relationship. From the macro results, this paper summarizes the development of CMBC’s small and medium enterprises are inseparable, the development of the combination of the two point is the financing, the financing strategy among the two, is the significance of this study. From the microscopic economic development results, the CMBC and small and medium-sized enterprises as the main body of China’s market economy, market economy system in China is not perfect conditions, two mutual influence, mutual reform, provide good market mechanism for the development of China’s market economy.