XX Branch Of Bank Of China Bank Settlement Account Management Problems And Countermeasures

Entity bank settlement account is the basis for establishing business relation between bank and enterprise customers, to the bank provides financial services to enterprise customers starting point. The number of bank owned enterprises, the quality of customers, not only demonstrates the bank’s strength, but also determines the bank development potential. In recent years, commercial banks of bank settlement account for the increasingly fierce, some banks in the competition, reduce the access threshold, for money laundering, corruption and other potential problems. In2009, the national banking branches in Shanghai have been the case, after analysis, commercial banks have in the account management link to relax. In these banks to carry out the work of management of cases at the same time, is also facing the pressure of competition. How to find the balance point of risk control and business development, become a difficult work management unit bank commercial bank settlement account. In this paper, XX branch of Bank of China bank settlement account management unit for the entry point, through analysis of the problem, find a solution to the problem.