On Suggestions And Deficiencies To The Domestic Shadow Banking

The name of the "shadow banking" itself with a certain derogatory, which might be in cause of it is often mentioned with the financial crisis.But in fact, it is just a concept of neutral.The shadow banking can play an actively role in economy in case of be regulated properly.The shadow banking is the result of financial innovation, it will also continue to promote the further development of financial system. The purpose of this study is to describe the domestic shadow banking and make some policy recommendations. At the beginning, we reviewed the research at home and abroad.Secondly, we research on the concepts, characteristics and development status of the shadow banking in China.Then the chapter3is empirical test on the impact of the shadow banking to economy and monetary policy.The result of the empirical test show that the shadow banking has promoted the growth of the economy and has disturbance on the monetary policy. In chapter4, we analyzed the regulatory practices of the shadow banking in the U.S..On the bases, I give the recommendations on the supervision policy of the domestic shadow banking:1) strengthen the coordination on the supervision;2) strengthen the institutional supervision;3) establish the self-regulatory system on the shadow banking industry;4) improve the information disclosure system of the shadow banking system.