A Study On The China’s Financial Leasing

With the development of our national economy，SMEs have formed an indispensablePart and an important driving force in the development of our national economy.However，the capital raising issues of the SMEs have always been a critical element thatlimits their further development，Due to the SME has a variety reasons of disadvantage onscale, guarantee, strength and credibility, led narrow financing channels for SMEs. Whenfacing the international financial crisis, SMEs will impact first. As the result financingdifficulties and shortage of funds is the main problem faced by SMEs. Plus with the bank’sconsideration own risk and profit consideration, which lead SMES lending conditions veryharsh. Under such condition，financial leasing，as a financial innovation product，hasProvided medium and SMEs with a novel idea. As a new financing approach combiningfinancial funds and assets，financial leasing has become a belt that links finance，trade andmanufacturing in developed countries and is a effective measure to solve the difficulties ofmedium and SMEs in capital raising. However financial leasing has not been givensufficient attentions in our country. Many issues such As imperfect laws and regulationsand disordered supervision and control still exist so far，which have led to restricts to thedevelopment of financial leasing industry in our country.This article summarizes theexisting problems in the development of financial Leasing and provides correspondingsolutions to the problems at the end of this article.