Analysis Of The Urban Pension System

China has became a aging society, and the urbanization rate of China has over51%..Yunnan Province whose urbanization rate has just over39%, located in the frontier,underdevelopment, mountainous, which gives urgent requirement of urban pensioninsurance system, that also caused a strong demand for the value of equal. Li Keqiangat his first press conference as the Premier of PRC repeatedly stressed fair opportunity.According to the analysis of inclusive growth, this article has build inclusive into ansustainable and equally spontaneous mechanism. That is base on participation;equality is the core; energy equal responsibility is principle; combine positive rightsand shaping the business is way. Build long-term perspective of non-quantitativecriteria of sustainability. sustainability of effective system,and sustainability of thevalue. The analysis of the urban Insurance System of Yunnan province inclusivenessand sustainability show the shortage, that lack of participation; equality distorted;ability responsibility imbalances; positive rights and shaping business loose;institutional sustainability is not optimistic effective; sustainability values multipleseparation, six issues. By drawing on domestic and international experience textpropose six policy recommendations, that establish a unified urban basic pensioninsurance; improve public participation in decision-making mechanisms for urbanpension insurance system; fulfill the personal accounts; pension benefits will beconverted to the appropriate pension payment of subsistence and services; convert thepension payment into pension insurance tax; link the treatment and life expectancy.Innovations of this paper are proposes a new method standard of inclusion, a newperspective of the measure of the sustainability of pension. In addition, thesuggestions of build a participation of decision-making mechanisms of urban pensioninsurance and life expectancy linkage proposal are distinctive.