The Research On The Sustainable Development Of Small Loan Companies In Guangxi

Pilot micro-credit company since the start way in China has been running for8years time, around the small loan companies have been developing quickly in the system construction, operation and management, business operations, marketing, loan service work, in the realization of their own benefit at the same time, the strong support of the farmers, small and medium-sized enterprises and individual industrial and commercial households production and demand for funds, and made positive contributions to the development of local economy. But at the same time, the petty loan company influence in the sources of funds, management, talent introduction, industry regulation, business development and a series of questions for future sustainable development faces some objective constraints and challenges, in-depth study of its future sustainable development problem has the important practical significance.Based on the investigation of domestic and foreign about microfinance theory and enterprise strategic management theory, the experience of other small loan companies at home and abroad, combined with the pilot, Guangxi small loan companies, analyzes the existing problems, finally puts forward the strategy of sustainable development of micro-credit company’s recommendations, including how to broaden the sources of funding, the establishment of customer marketing channel, innovation and credit products, operation mode and the establishment of scientific and perfect the risk management mechanism, and other financial institutions to engage in win-win cooperation, to the local financial system construction to provide useful countermeasures.