Research On The Development Of Health Insurance In China

In recent years, the rapid development of China’s insurance premium income of morethan30%growth rate. By contrast, commercial health insurance from the founding to thehealth care reform before, almost at a standstill, after health care reform began in slow growth,but the overall level is still far behind the needs of the masses. Commercial health insuranceas a strong complement to our health care system, and its development will be related topeople’s health and happiness. Establish and improve China’s economic development level ofthe social security system has been the CPC Central Committee and State Council, concernedabout people’s livelihood, a top priority. This paper analyzes the development of domestic andinternational commercial health insurance cases, combined with China’s currentmacroeconomic and financial sector of the insurance industry’s actual situation, analyzecommercial health insurance for the slow development of deep-seated reasons, suggestionsand solutions on how to develop commercial health insurance in the process provide practicalsignificance.This article first analyzes the current situation of commercial health insurance, problemsand new medical reform process in the commercial development of health insurance, andthen in Henan Province, the use of SWOT analysis on China’s commercial health insuranceinternal strengths, internal weaknesses, external opportunities and external threats to sort andsummarize the SWOT matrix construction and characteristics of different strategic options,according to the development of domestic and international commercial health insurancesuccess stories, combined with the data, both from a theoretical and empirical investigationbusiness the development of health insurance, and finally analyzing the data on the basis ofempirical research, the development of China’s commercial health insurance proposeappropriate policy recommendations.Text is divided into seven chapters, as follows:The first chapter introduces the topics of the research purpose and significance andrelated research methods and ideas, by comparing the domestic and international researchtrends, trying to find the point of this article may be innovative; The second chapter introduces the connotation of commercial health insurance anddevelopment of commercial health insurance business sense to emphasize the importance ofhealth insurance;The third chapter focuses on analysis of the development of commercial healthinsurance status and existing problems, and these problems trying to find a solution;The fourth chapter introduces foreign advanced management mode, learning thesepatterns by analyzing the development of our country’s commercial health insurance bringsenlightenment;Chapter V of Henan Province, through the analysis of historical data, the use of SWOTanalysis, research impact factor in the development of commercial health insurers;The sixth chapter is the author based on years of work experience and a lot of readingliterature derived based on the development of commercial health insurance ideas, modelsand business strategy, but also the innovation of this article may be;Chapter VII of the full text summed up the idea of commercial health insurance in thecomprehensive study proposed on the basis of the relevant policy recommendations.