China Development Bank Ningxia Branch Small And Medium-sized Enterprise Credit Business Development Research

In recent years, rapid development of small and medium-sized enterprises, has become a growth point, and urban and rural development, promote economic development in China’s most dynamic and important carrier of building a harmonious society. Since2004, China Development Bank Ningxia branch implementing the national development strategy, starting from the market building, the credit building and institution building, in-depth practical to carry out the loans to small and medium-sized enterprises, the promotion of urban and rural employment and entrepreneurship, and enhance the economic vitality and to ease the financing of small and medium-sized enterprises is difficult equal financial rights and realize that everyone has played a good effect. However, due to insufficient in small and medium-sized enterprises own inherent in Ningxia, China Development Bank Ningxia branch of internal defects as well as external financing environment does not improve the operating environment and other factors, led to the SME credit business development of China Development Bank Ningxia branch faces many problems. This article from the Ningxia region of small and medium-sized enterprises development and financing present situation, in the analysis of development of financial support for small and medium enterprises in Ningxia loan mode and based on the general situation, put forward at present China Development Bank Ningxia branch of the development of small and medium enterprise credit business problems, and try to explore a problem solving strategy and methods of work, in order to promote small and medium-sized enterprises credit business to develop quickly and well.