The Study On The Risk Of Chinese Pensions Entering The Capital Market

Endowment insurance is the cornerstone of social order and stability,from the social security situation,the degree of perfection of the endowment insurance reflects whether a country’s economic and social sustainable development with health conditions.However,the old-age insurance system of our country although repeatedly by reform,but there are still serious problems in investment and operation efficiency is low,the lack of means of value. As China gradually entered the aging society,China’s elderly population is obvious aging population base and the dependency ratio is high,the continuous operation of China’s pension deficit is becoming more prominent.Facing the problems of pension management,by means of diversified investment to maintain value-added has be imperative that pension. At present,our country has started the pilot pension market,however,pension investment risk and regulatory issues brought about is still not properly addressed.This paper starts from the basic theory of pension operation and investment risk management,to analyze the necessity of pension market and market risk,then analyzes measures of pension management and regulatory risk,and the existing problems,and learn from foreign experience,on this basis,summed up the conclusions of this study and put forward targeted policy recommendations.