Research On The Financing Problem Of Small And Medium Enterprises In Yanbian

With the rapid development of China’s economy, the small and medium enterprises have become the main driving force of economic growth in China, brought an invaluable role for the national and regional economy, active in a market economy, plays a role to maintain economic vitality. Since the global financial crisis, China’s SMEs have been facing greater challenges, the risk of economic operation have been enlarged, a large number of small and medium enterprises faced serious tightly capital chain, the problem of financing was more prominent. Yanbian financial sector development is lagging behind, the diversified financial market institutions is unreasonable. The commercial bank in SME financing is obviously insufficient, especially in financing of Yanbian SMEs. In the current international financial crisis environment, research how to solve the the Yanbian SME financing problem is special significance.The purpose of this paper is to explore the reasons for the financing of SMEs by analyzing the status of Yanbian SME financing. The paper put forward suggestions and countermeasures to solve the problem of financing SMEs,. It help to solve the problems of SMEs facing financing difficulties.In this paper, the analysis is raised both from the theoretical and practical aspects of, and countermeasures research was done against the the problem of SME financing in Yanbian. This article includes five parts:Described The first part of this paper described question of the purpose and the meaning, as well as research content. And the theory of domestic and foreign research were reviewed. The second part provides an overview of the theoretical basis of the financing problems of SMEs. The third part summarized the Yanbian SME development, and made a survey to the Yanbian financing situation of SMEs. The fourth part analyzed the reason of Yanbian SMEs financing difficulties from the point of view of financing channels for SMEs, SMEs themselves, local commercial banks, credit guarantee institutions, macroeconomic policy. The fifth part proposed policies and measures for the financing problem of SMEs in Yanbian...