A Study Of Credit Guarantee System Of Small And Medium-Sized Enterprises Of Lianyungang Municipal Government

Small and medium enterprises(SMEs) as an important support for economic growth,an important carrier for employment and economic development boom of the wind vane,have played an important role in national economic stability, sustained and rapid development. Under the new normal of economic development, China has formed a State-owned enterprise as the backbone, to private enterprise for the economic pattern of veins, small and medium enterprises in China's economic development drive. So, from Government using tangible of hand on SMEs for support of angle starting, established sound China SMEs government financing support system, full using again loan, and again discount and difference of deposits reserves rate, policy tool of guide role, guide financial institutions Activate stock, and improve incremental, increased on SMEs of credit support,led commercial banks support small micro-enterprise financing of enthusiasm, break small micro-enterprise financing difficult of cycle, constantly widened SMEs of credit source,Promotion of small and medium enterprises in China and even the whole society stable and healthy development of the economy. Lianyungang SMEs, financing can also be an important aspect of its development, investigation and analysis on the financing problem of SMEs, Lianyungang city, will provide suggestions to solve financing problems.Four study sections, first of all, discusses the background and significance of collecting documents, understand the situation at home and abroad, determining the ideas and techniques of this research path, a clear innovation of this research. Secondly, to define the concepts related to SME financing, development of small and medium enterprises in China and introduced an important position, described the type of corporate finance and risk, the new round of financial reforms and the main direction, through comparative analysis, advanced regional financing policies in developed countries, where extracted for reference. Once again, the financing situation and supporting policy analysis of Lianyungang city, described the new normal, Lianyungang city, small business financing policy, economic and social environment, study the situation and finance environment of SME development in Lianyungang city, analysis of Lianyungang city offinancing to support the effectiveness of policies and issues. Finally, to improve SME financing policy suggested in Lianyungang city. Local government support for the overall idea, main content and financing of specific measures, including the establishment of Bank-enterprise docking mechanisms, financing supply system, establishing a compensation mechanism, improving the financial security system, perfecting the various funding tools and so on.Through the interpretation of economic policy under the new normal on financing of small and medium enterprises support and promotion, grasp and make full use of national policies strongly supported by the enabling environment to further develop policy effects in Lianyungang city, from the perspective of better play to government functions,according to research the problem and suggests some solutions found in programmers for SME financing, the Government should play a role in deep exploration. With the spirit of reform and innovation to further promote the development of SMEs, and to promote steady and rapid economic development force not to be ignored.