Management Of The Ordos Rural Commercial Bank Credit

Ordos Rural Commercial Bank is in one of the areas with the fastest economic growth in China, which provides favorable conditions for the rapid development of the bank. In addition to the four big state-owned commercial banks, other joint-stock banks all open their networks in Ordos city and the competition within industry is becoming increasingly fierce. In the circumstances, based on its own characteristics, Ordos Rural Commercial Bank must construct a scientific risk prevention system, explore a rational credit management system and strengthen internal management in order to win its market share in the fierce competitive environment.This paper, based on commercial bank internal control theory, information asymmetry theory and risk theory, by combining the quantitative and qualitative method, carries out an in-depth and detailed analysis to credit management problems existing in Ordos Rural Commercial Bank, constructs a credit management integrated system in view of main problems existing in credit management of Ordos Rural Commercial Bank, and puts forward some feasible measures for solution.