Design And Implementation Of Fuzhou Postal Bank Credit Management System

China began to develop commercial bank’s credit system since1980s, thedevelopment of the credit system can only apply to the customer base and business tooperate, many systems still manually manage customer information, so it is not goodconduct and supervision of credit business. To solve these problems, how to bettershare the credit customer information, better and more efficient provision of loans,what measures can be taken to reduce the credit risk, the ultimate realization of creditassets security enhancements, these are troubled banking sector for years. Not only that,how to better standardize business processes, rational, scientific conduct creditforecasting and decision-making, but also the current major issues facing the bankingindustry. With the social development, a single account management has been unable tomeet customer requirements in today’s society, and how to provide customers withdiverse, personalized business services, how to better understand the customer creditapplication information, customer lending surveys are the current problems faced by thebanking sector. If you can manage credit scientific, rational use of credit information,and will definitely promote good bank management and decision making.Thus, commercial banks need to build a strong and efficient credit managementsystem for commercial banks to provide credit information integration and businessmanagement for commercial banks to provide business credit business analysis,deconstruction provides an intuitive, three-dimensional service platform-bank creditmanagement systems.Based on the above bank credit management system design idea was proposed anddesigned a bank credit management system. Based on J2EE architecture, based on theuse of B/S design patterns, using SQL SERVER2005database, Fuzhou Post BankCredit Management System for the design and realization. This paper describes thesystem structure of the database and the main achievement of the functions of thesystem to achieve a customer credit information recording, tracking, query, analysis andother functions.