Design And Implementation Of The Personal Credit Subsystem In Longjiang Bank

With the development of the city commercial bank’s business model, customershave the new requirement for the credit system. according to the characteristics ofcommercial banks, the requirement of setting up new credit systems becomesmore and more strong. In order to meet the new demands of the city commercialbank credit system for their own commercial bank credit，make it easy to completethe credit process and easy to avoid credit risk, the study of applying data miningETL (Extraction-Transformation-Loading) technology to the credit system comesinto being.This article discusses and designs a personal credit subsystem based on datamining ETL and Webservice technology, the main work consists three aspects:Discussing the feasibility of building the data service platform of credit systembased on data mining and webservice technology; demonstrating the required toolsand technology to development a credit system; design and implementation of acredit system based on J2EE, data mining ETL technology and WebServicetechnology.Among them, discussion on the B/S structure of the lightweight frameworkbased on the J2EE background and Browser data interaction is the basis, this paperwill focus on the existing credit systems and applications and analysis therequirement and design based on the B/S framework, detailed analysis and summarythe information exchange and the interaction between the server part using java andbrower part using JSP. This paper will discuss the Feasibility of implement thecredit system based on data mining technology. Finally, we choose the ETL toolsDatastage to extract data. as the data source of webservice which provies dataservices. And desigin data services platform based on SOA architecture and XMLtechnology.Finally, this paper detailed discusses the desigin and implementation of creditsystem based on J2EE light frame (Spring、Struts and IbatiS), data mining ETLtechnology and Webservice technology, and mainly focus on how to use data miningETL technology to provide data services for the credit system.In this way, the text completes a complete design and implementation of creditsystem based on data mining techniques to achieve the purpose of a proven theory.