On The Commercial Bank Financing For Cultural And Creative Industries And Risk Prevention

In recent years, China’s cultural industry has gained considerable development, to meet the growing cultural needs of the people. China’s economic structure is undergoing major adjustments, the mode of economic development is also crucial changes, the development of cultural industries will be crucial to advancing the work. China promulgated the "Cultural Industry Promotion Plan", not only in line with the requirements of the national strategy for the development, and the development of the cultural industry as an important economic growth point to look at, and pointed out the need for the development of cultural industries, defined the culture industry development goals, planning specific measures for the development of the cultural industry. The development of China’s cultural industry, it is necessary to increase the financial support of the cultural industry, some mature technology, capital and other conditions of cultural enterprises listing and financing, should energetically support both the Main Board or GEM, specifically raised in the "planning". Expanding the conditions are ripe, technology, capital and other cultural enterprises financing channels, such as the issuance of some corporate bonds. Through these measures, to take the creation of good financing platform for the development of cultural industries, to stimulate cultural industries to achieve faster and more healthy development. Cultural and creative industries is an industry cluster, and the fundamental means of creation, creativity, innovation, and core values that the cultural content and creative achievements, trading characteristics of intellectual property rights or consumer. The development of cultural and creative industries, the most critical is the fusion of these two elements of the culture and the economy, science and technology, cultural and economic integration is the most critical part of the value of the development of cultural industries. However, the cultural and creative industries and general real economy sector is a difference, especially in the cultural and creative industries value creation and the very different way the real economy sector, therefore, cultural and creative industries in the financing of road inevitable so difficult. Therefore, as a commercial bank on emerging cultural and creative industries financing support and risk prevention is an important issue worth exploring. From the analysis of the commercial banks in the cultural and creative industries financing support and risk prevention, based on looking for their own problems and learn from international experience, rationalization proposals of the commercial banks in the cultural and creative industries financing support and risk prevention.