Intermediary Business Risk Of Legal Protection

With the globalization of economy and financial liberalization,internationalization degree rise, the financial sector has created a new form, as thecore of the financial sector-Banks, the operating environments has a drastic change,traditional business in the business income proportion of gradually reduce, depositand loan business li increasingly narrow difference, to the requirements of customerbusiness are also increasingly complex, in this new situation, made the intermediateservices, and has gradually become the new pet, the new profit growth point. At thesame time, China’s accession to the WTO, the rapid economic development, thereform of the financial system has been improved gradually, and are based on valuemaximization as the core, so of our country’s commercial banking said, to ensurethat their own development, expanding middle business is an inevitable trend.In the middle of the rapid business growth, at the same time, its potential risk iseven more dash forward show, for development, we want to update ideas, theinitiative innovation, and actively expand, to risk, need to be we earnestly to grasp,anxiety early, taking active measures, approach to regulation of the risks. In ourcountry, the intermediary business has been almost synonymous with\"zero risk\",so that the risk of business in the middle of the not enough attention, in the middlebusiness risk control aspect is the lack of experience. The complex relationshipbetween business law, subject sensitive to this characteristic, often legal means is themost direct and efficient. But among our country business related legal system lagsbehind, the control effect is not good. At present, to strengthen the intermediarybusiness risk management research, to promote our country commercial bank middleservice fast growth and financial industry improve, improve the legal system of ourcountry commercial bank’s international competitiveness, and maintain the stableoperation of the financial system in China has important, positive realitysignificance. Therefore, this paper in order to solve the above problems as the goal of ourcountry’s commercial Banks in the new situation, how in different marketenvironment formation to China’s national conditions among the business lawmeasures to prevent risks, in the western commercial bank is based on theexperience of improving legislation, from upgrade regulatory level, perfectcommercial Banks internal control, middle business legislation and self-disciplinefour aspects to our country to improve the commercial bank middle business risklegal control made Suggestion For the business bank of our country and thedevelopment of the intermediary business to create better conditions..