WX Group Mat Endowment Service Supply Chain Risk Management Research

In December2010, Beijing each big bank recently in ending inventory, will lending after January. At that time many borrowers have to succumb to worry the money, looking for short-term financing, So the mat endowment business in many short-term financing "stand out". Mat endowment, it is to point to according to the funding of the project, the project payment is greater than the project has been formed by payment or receivable total generation advance expenditure of funds. But mat endowment business is just emerging in recent years, there are a lot of loopholes. Mat endowment risk is huge, mainly in these aspects:For mat endowment and financing risk, Credit risk of materials, equipment, the developer deliberately engineering cost and the risk of default, because of poor management of the construction unit of risk, Because o(poor management of the construction unit of the risks posed and the contractor due to excessive mat endowment is unable to continue construction brought about by the risk of default. Mat endowment is similar to popular folk usury. Relative to the bank loan business, mat endowment risk is very big, mat endowment is folk behavior in general, Only consider the short-term economic interests while ignoring scrutiny on borrowers qualifications, can lead to higher risk. And the loan is to borrow from bank, the bank through professional credentials, meet is not suitable for loans, the bank will refuse to lend, but mat endowment business a lot less to monitor on this.This article through to investigate the WX mat endowment of the supply chain business, and the existence question carries on the empirical analysis. Papers carding domestic and foreign relevant theories first, make the research of this paper have theoretical basis. Secondly, combined with the supply chain of WX company, analyze the influencing factors of mat endowment business risk, these factors include:Poor management; The mortgaged property is not stable; Supervision and management is not perfect; Assessment system is not reasonable; Customer credit is bad; Market risk, etc. Again according to the theory of risk management, risk factors for these indicators calculated, The quantitative risk indicators, and then to manage these risks, By management measures including:optimizing management; Multi-purpose fixed assets for collateral, use less liquid assets for collateral, Improve the supply chain department of mat endowment supervision; Establish reasonable assessment system；Many survey customer qualincation；Imprive market risk coping mechanisms. Finally,put foeward the scheme of the implcmentation of the effect and shortcomings. Hope WX company mat endowment seryicc supply chain risk managecment can have refercnce value for other domestic enterprises.