The Research On Rural Social Endowment Insurance In China

According to the data results of China’s sixth census, China’s total population is1.37billion by the end of2010, among them the population aged60and above is178million which accounts for13.26percent of the total population, elderly people over the age of65is about119million occupied8.87percent, and in the long run that will keep the high increasing speed, which is among the fastest aging countries. Our country issued "The Sate Council’s guidance on implementation of the new-type rural social endowment insurance" on September1th,2009, which decided that country would proceed the pilot work of new-type rural social endowment insurance in10percent of counties of China since October1th,2009, this marked our country has taken an important step to the system of rural social endowment insurance. This article mainly from the development course of our country’s rural social endowment insurance and pilot situation&existing problems of new-type rural social insurance in Jilin, then learning from management of foreign rural endowment insurance, putting forward the suggestions on perfecting our country’s rural social endowment insurance.First, first of all, study in consult, collecting, sorting and scholars at home and abroad on the basis of the research on the rural social endowment insurance, The concept of social endowment insurance, characteristics, content, and the development of rural endowment insurance in our country are introduced, Characteristics mainly from the demand of social endowment insurance status of universality, particularity, perinatal accumulating and management complexity are introduced, Social endowment insurance is mainly from the endowment insurance coverage, pension fund financing mode and the endowment insurance management and supervision in three aspects are introduced, According to China’s rural social endowment insurance system according to the content and system of the different points of the competent department of the three stages of the development of rural endowment insurance in our country are introduced. And then analysis of Jilin province agricultural endowment insurance development present situation and the new type of rural social endowment insurance problems in the process of pilot, As farmers ginseng protect enthusiasm is not high, the fund management operations management backward, backward pension insurance agency services, lack of talent cultivation system and legal system is not sound, etc. Again, in Sweden, Germany, the United States and Japan’s rural social endowment insurance system for comparative analysis, in the case of respect for China’s national conditions for the development of rural society endowment insurance of our country beneficial experience. Finally based on the analysis of the problems existing in the Jilin province new rural social endowment insurance and combining with the advanced experience of foreign rural social endowment insurance management From strengthening the rural social endowment insurance publicity, improve the rural social endowment insurance fund management, enhance the level of rural social endowment insurance management services, improve the rural social endowment insurance personnel training and strengthening the construction of rural social endowment insurance law five aspects put forward the perfect our country rural social endowment insurance development Suggestions.