The Study On The Province Level Pooling Of Enterprise Employees’ Endowment Insurance In Zhejiang Province

Endowment insurance is the most important content of social security system. Thelow level of endowment insurance is an important issue has been plagued the countryenterprise worker endowment insurance system to operate smoothly and sustainably.Since1991, the State Council is working to improve enterprise worker endowmentinsurance as a whole level.Through the continuous effort,there were17provinces orcities realized the pooling of the enterprise worker’s endowment insurance to provincelevel. Including Beijing, Tianjin, Jilin, Heilongjiang, Shanghai, Fujian, Jiangxi, Henan,Hunan, Chongqing, Yunnan, Tibet, Shanxi,Gansu, Ningxia, Qinghai, Xinjiang, Hainan,Guangxi, Hebei, Guangdong, Xinjiang production and construction corps. However, inthese provinces, who real establish the endowment insurance’s provincial level andendowment insurance fund’s profits and expenditures which were centralized by theprovincial government is only seven.Most of the province just established a provincialbudget and provincial dispensing metallurgical combination system,it’s not the realendowment insurance’s provincial level. In2009, Zhejiang province introduced an planof endowment insurance province level pooling.This plan shows that Zhejiang provincewill to establish a fund grading balanced endowment insurance system at the provinciallevel.At the beginning of the endowment insurance reform in,this system will havelesser block.So many provinces chose this system to reform.However this managementsystem exist some inevitable defects, with the development of endowment insurance,those defects will become more seriously.This paper is divided into five parts, the first part mainly discuss the backgroundand the significance of the article, state the literature review, theoretical analysis,introduce paper’s research method and mentality, innovation points and shortcomings.In the second part, firstly, explain some concepts.Secondly satate the history of theevolution about endowment insurance provincial level system,and then comparativeanalysis of the endowment insurance fund’s profits and expenditures are centralized bythe provincial government mode and endowment insurance fund’s profits andexpenditures are centralized by the municipal government mode. The third part mainlypoints out the present situation and problems of Zhejiang province’s social endowment insurance province level pooling.In the third part,the writer unify some related theoriesto analysis the existing problems of the Zhejiang province’s social endowment insuranceprovince level pooling.And point out the problems that existing in the collection andmanagement rules of the social endowment insurance has great relevance of the modeof endowment insurance fund’s hierarchical balance. And those problems that existed inendowment insurance system can not be well solved in this framework, and it is harmto the healthly development of the endowment insurance system.Therefore Zhejiangprovince have to improve the level of endowment insurance management.Then realizeendowment insurance funds profits and expenditures are centralized by the provincialgovernment,and in this process,we also to establish a corresponding incentive system.In the fifth part,the writer put forward some reform suggestions for the revolution ofsocial endowment insurance province level pooling of Zhejiang province.