Basic Endowment Insurance Fund Balance Analysis And Fiscal Countermeasures Of Anhui Province

Endowment insurance,an important component of social security systems,is one of the social economic systems in our country. The key to the set-up of retirement pension system lies in the balance of using the fund. It concerns not only the guarantee for giving the retired their money, but also concerns our social stability and a safety transition from a young society into an old one.However,system switcher, macroscopical factors have formed the old-age insurance pays pressure and the fund gap in this system implementation process.In this paper the basic endowment insurance fund balance in Anhui province as the research object, first described the concept and connotation of the basic pension insurance fund balance, funding models, development status, than responsibility for the basic pension insurance fund balance. Combined with information collected with reference to other research results, analyzed the status of the basic pension insurance fund and subsidies of Anhui Province, and summed up a few questions, just as personal accounts do not do it,fund increased pressure, slow growth of old-age insurance coverage, pension insurance the burden of raising more severe than in the form, fund payment base is too low, fund management security hidden troubles and so on. Followed by, reference to the actuarial analysis method, combined with the specific situation in Anhui Province, measure the balance of payments position of the pension insurance in Anhui Province by the method of establish model, fund revenues and expenditures of Anhui Province in the next20years the analysis and forecast, it turns out that to2031the accumulated fund balance will begin to deficit. Last, according to the results of model estimates and the problems, put forward some financial strategies and recommendations, starting from three aspects of add sources of income, reduce the expenditure burden and improve the supervision and management. The main contents include increase old-age insurance coverage, the allocation of state-owned assets to enrich the basic pension insurance, solve the transition system cost, solid personal account, strengthen the pension insurance fund regulation, increasing the value to ensure the pension insurance fund and so on, these proposal establish a vision for solve the problem of the basic pension insurance fund balance and improve the basic old-age insurance system.