A Research Of China Construction Bank Credit Business Fraud Risk Recognition And Prevention

With the establishment of Chinese credit system and credit card payment environment formation is gradually mature, domestic commercial banks credit card business development is rapid. Bank credit card use quantity, population and environment has a significant development and progress. China Construction Bank credit card business in the domestic credit card market occupies a large share, due to the Construction Bank credit card in use is increasing, so the emergence of the Construction Bank credit card loans to promote substantially, this led to the Construction Bank credit card risk degree is also a sharp rise, in the credit card types of risks, fraud risk is particularly prominent and significant, and demonstrated a new way and means, the banks and credit card users is a big threat, this is not conducive to the Construction Bank credit card development, how to make the Construction Bank credit card business to obtain good growth environment, not only is the personnel should study the issue, but also a bank to think about.This paper, in order to promote the Construction Bank credit card business on the fraud risk recognition ability for the purpose, to the Construction Bank credit card development history as well as in China, the Construction Bank credit card development situation are analyzed, at the same time to the Construction Bank credit card business in the presence of the fraud risk categories for analysis and research, union is current our country the Construction Bank credit card status, the risk of fraud, fraud risk identification method to identify the existing problems and reasons were analyzed, at last put forward to improve the Construction Bank credit card fraud risk recognition improvements and suggested measures. The Construction Bank credit card business facing the fraud risk research, mainly in theory and practical application to benefit somewhat, is conducive to the Construction Bank credit card business fraud risk identification, but also to the Construction Bank credit card development to provide some suggestions and references...