The Research On Rural Life Insurance Market In Hebei Province

Since21century, China’s economic develops rapidly, along with the steady growth of the residents’ incomes. However, the rapid development of social economy will bring some social and economic problems at the same time, and gradually appear as time goes on. The unbalanced phenomenon of economic and social development between urban and rural is rising. Circumstance related to public’s own interests(including social security, employment, medical, housing, education, public security, safety production) is more obvious, the widening gap between the rich and the poor caused by the unequal distribution of income draw much public attention, a variety of social contradictions appear constantly. Among of various challenges,"Three agriculture" is one of the biggest challenges we faced. The problems such as contradiction between man and earth, grain demand exceeds supply, peasants’ rights and interests needs strengthened protection, and the widening income gap between urban and rural residents, which reflect the complexity and difficulty to solve the "Three agriculture" problem. With the rapid development of China’s urbanization, under the background of the coordinating development of urban and rural areas, similar to the past rely on "children endowment" and "land endowment", the traditional supporting model for aged has declined gradually, and the past traditional supporting model for aged is difficult to sustain and satisfy the pension demand of rural residents during the period of new rural construction. Therefore, at today’s construction of socialist new countryside and the coordination of urban-rural economic integration, It is very necessary to establish a set of methods and measures that can not only adapt to the current trends-the increasing aging population in our country, but also can be regarded as a long-term solution to solve the residents’ old-aged pension problems in China’s vast countryside.The article focus on rural life insurance market in Hebei province, introduce the reason for research and the former’s research achievements, through the supply analysis of rural life insurance market in Hebei province, finding out the current existed problems in the development of rural life insurance in Hebei, and then according to the current conditions in the development of rural life insurance in Hebei, puts forward the development strategy of rural life insurance market in Hebei province.