The Research On Performance Of Banking Industry Of China

The banking industry is an important part of the financial system in China, it can be said that the main part of the financial markets, but also bear some of the functions of the national macro-control. The development of the banking industry is relative to the entire financial market and the national economy, the importance of self-evident. China’s banks in the planned economy period bear part of the functions of government, administrative monopoly characteristics. The four major state commercial banks control the majority of market share, but its level of efficiency is less than the ordinary joint-stock banks. This is different from other countries in the world. Other countries living in the result of monopoly banks are efficient and the result of such a monopoly market structure is market selection. China’s state-owned banks to take advantage of resources, the level of performance to be relatively low capital profitability of the banking sector as a whole not as good as foreign banks. China’s economic reform has reached a critical stage, the main resistance of the reform from the government itself, the reform of the success the key to the government have the courage to give up control of the economy. For the banking sector, the key is the introduction of various forms of capital, enhance the level of competition. Banking market performance from the study, this paper, first carried out the groundwork of the theory of industrial organization, and then analyzes the influencing factors of the banking market performance in recent years, more and more scholars emphasis on X-efficiency of the banking sector, China X-inefficiency caused by the banking sector due to the country’s administrative monopoly is more serious, so when it comes to X-efficiency of the banking sector performance, focuses on, and then the article of the status of the Chinese banking sector, including the structure and performance two parts, and finally analyzed the policy proposals to improve the level of banking sector performance, want to be able to provide theoretical support and policy basis for the reform of China’s banking sector.