| The arpid development of economic and the integration of the world ifnancial not onlybirng opportunities for Chinese banking, but also make the competition being in fervoirzation.The "Basel III" passed in2010required that all global commercial banks’ capital adequacyratio raises rfom4%to6%，and.the core of capital adequacy ratio which composed bycommon stocks raises from2%to4.5%. Nowadays, banking supervision becomes a globalissue. This thesis provides suggestions for Chinese banking through researches thecompetitiveness of listed banks and reasons of different competitive strength.First of all, the thesis proposes the framework, the meaning and the purpose of researchand reviewed the research status on the bank competitiveness and EVA, discusses conccptsand features of the bank competitiveness and EVA, and then deirves the EVA formula forcommecrial banks, on the basis of banking competitiveness index system’s pirnciples andcurrent defects, sets up a new one based on EVA, also illustrates the application and functionof EVA; second, based on the previous theoretical, carires out an empirical study on valuecreating for listed banks duirng2006to2010and the competitiveness in2010,also comparedthe competitiveness that around the EVA introduction，the results showed that the state-ownedcommercial banks crcated more value, the joint-stock commercial banks created more valueper capital, the top ifve commercial banks were ICBC、Industrial Bank、Shanghai PudongDevelopment Bank、China Merchants Bank、Bank of China, the state-owned commercialbanks had strong competitiveness atfer introduce the EVA related indicators; at last, analysesthe competitive problems of Chinese banking, and at the same time looking forward relevantsuggestions, The whole thesis cncourages commercial banks using three aspects to enhancethe bank competitiveness through speeding up ifnancial innovation, accelerating thedevelopment and improvement of information technology and developing high-end customermarket. |
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