| Project Portfolio Management is regarded as one important component of enterprise business strategies. Banks of China develop new types of products continuously around its product strategy to win customers, explore market and gain profit. However, constrained by limited resources. Banks of China have to develop R&D projects selectively. Therefore, many banks are facing with a practical problem that how to make a reasonable choice effectively on IT project portfolio in order to keep a balance between maximizing the value and the effect of the project according to bank’s strategies.Based on relevant theory of project portfolio, with IT R&D project as research object, this paper points out that product line is the critical link between project portfolio and business strategy, and then designs an IT R&D project portfolio process based on product line. This paper analyzes the characteristics of product line—based R&D project and its combination’s influence factors, and then proposes that the R&D project portfolio should be considered in the aspects of risks, benefits and resources. In addition, the product line-based R&D projects are divided into four categories, based on which an evaluation index system is established separately.Finally, the whole process is shown by case, and the practical value of the process is verified and evaluated. |
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