The Research Of Endowment Insurance National Coordinating Mechanism Design

The implement of Social Insurance Law of People’s Republic of China has enabledthe focus to the aim of future social insurance reform and basic employee endowmentinsurance development to establish and implement the overall planning for the basicendowment insurance of enterprise employees. In recent years, scholars in theoretical fieldhave taken in-depth researches on implications of the overall planning of theimplementation of basic endowment insurance, yet less attentions are paid to issues inregards to the situation that provincial planning is not accomplished, such as the obligationdivision of the central, provincial and country-level governments, the connection ofexisting systems with the overall planning, and the establishment of the platform on whichthe overall planning of endowment insurance relies.The purpose of this study is to apply the difference of enterprise payment system, themanagement of fund budget system and the central transfer payments system as the core offuture pension insurance overall planning operation mechanism, in order to support thenationwide pension burden balance, the explicit government obligations, and the overallgoal of endowment insurance fund deployment, to realize a healthy long-term developmentof China’s endowment insurance overall planning system under the trend of populationaging. This paper adopts methodologies of quantitative analysis, qualitative analysis,mathematical statistics and expert interviews to further demonstrate the necessity of overallplanning of endowment insurance through the analyses of the issues of the endowmentinsurance system such as the disconnection of policies and systems, the difficulties inmobilization of surplus funds, the unreasonabilities of regional pension burden, theabsence of organization constructions, etc., to determine the research emphases of thenational coordinating mechanism design, to explore experience from the internationalendowment insurance system establishment and improvement, and the reform of the basicendowment pension system in China from enterprise security to the county-level overallplanning, and to provide supports for the National Coordinating Mechanism Design withclassic theories of social insurance and fruits of previous researches. In addition, based onthe analysis of problems in the current endowment insurance reform practice, predictionsare made on potential issues of the implementation of the endowment insurance overallplanning, and corresponding measures are designed.The research of endowment insurance national coordinating mechanism design is anexploration to the issue of improve provincial, county-level endowment insurance planningto a national overall level, a choice for the mode of future Chinese endowment insuranceplanning operation system, and a determination of emphases and considerations of current endowment insurance reform, which has certain theoretical and practical significances.