Status And Countermeasures Of Science And Technology Of China Financial Research

Scientific and technological innovation play a vital role in China’s economic restructuring and sustainable economic development process, is China the only way to shift from the "Made in China" to "Created in China". Along with the rapid development of the national economy, as the main body of scientific and technological innovation, high-tech enterprises in China in recent years made great progress. The healthy growth of the high-tech companies need to have a good and a sound technology and innovation ecosystem to support it, especially the support of science and technology of the financial system. The so-called science and technology finance, in a nutshell is to support the development of high-tech enterprises of the financial system, including the indirect financing of capital markets and banking. Introduced and improved in China, the Main Board and GEM, as well as the expansion of three new board, direct financing channels for hi-tech enterprises has become increasingly rich and perfect. However, due to the current domestic commercial banks has always been the major financing channels for most commercial enterprises, commercial banks Can you give a high-tech enterprise strong financial support, it is particularly important and urgent.This article first analyzes the market development of Chinese high-tech enterprises, indicating a high-tech enterprises in China has achieved rapid growth in recent years.Later in this article on Sino-US science and technology and nine elements of the innovation ecosystem in-depth research, analysis and comparison that our technology and innovation ecosystem as a whole is rapidly develop and perfect capital market factors, science and technology in the financial system has also been considerable progress, but as the main channel of the domestic corporate finance, commercial banks support high-tech enterprises is still relatively empty stage. Commercial banks to achieve the sustainable development of the business in the process of service high-tech enterprise, in addition to the support of the government and the external environment, the most important commercial bank loans main line of theory and practice can be to have a business development model, so that high-tech corporate finance business really in the business to achieve sustainable development. Most of the other studies of Chinese science and technology finance theory focused on the analysis of external guarantee system, government policy support system, the construction of social credit system, and perfect, but it can only solve the problems of commercial banks do not do technology finance, this paper is followed by the United States commercial banks that focus on supporting high-tech enterprises-Silicon Valley Bank’s business model and practices, the empirical analysis and research, that the mode is not only able to support scientific and technological enterprises, but also to control bank risk, so as to solve the problem of how to do.On this basis, the paper analyzes the necessity to focus on services to high-tech enterprise specialized banks established in the country is not only beneficial to the development of high-tech enterprises and China’s economic restructuring, but also to drive the attention of the other banks on the high-tech enterprise business is necessary to improve the technology and innovation ecosystems, but also able to support the development of domestic venture capital industry.This paper argues that the formation of service capabilities as soon as possible in order to focus on serving high-tech enterprise specialized banks, and quickly led to other commercial banks to support high-tech enterprises, the introduction of advanced international experience is a more effective way. This paper argues that the capital through the comparative analysis of advanced international banks to establish a branch in the country, set up wholly-owned banks, shares of Chinese banks and Chinese banks to carry out technical cooperation, and joint venture banks, such as the introduction of advanced experience in the pros and cons of the business model banks and foreign banks to set up joint venture banks to maximize the Bank’s technical expertise of advanced high-tech enterprise of international services, to adapt to the needs of the Chinese market, while helping domestic banks actually learning international advanced experience and technology in the form, look at the stage is the introduction of advanced experience of the best model. The article also described the ways and means of introduction of advanced experience.