| Commercial banks play a leading role in the national economy and thefinancial operation，which is also the core and backbone of the modern financialservices. Developing commercial banking is not only the objective needs to speedup economic development and optimize economic layout, but also an importantsupport of adjusting the industrial structure and advancing the transformation ofdevelopment mode in our province.According to the mechanism of banking supports economic development,this paper explains and analyzes intrinsic logic and the operation mechanismbetween banking industry and its economic growth and structure upgrading. Itanalyzes the banking industry status of Anhui Province from the credit quota, thecredit structure, the banking industry organization’s scale, state-owned andnon-state-owned aspects and organization’s proportion as well as banking industryown service the present situation, selects the corresponding indicators throughfinancial and economic development’s endogenous growth model, carries on theempirical analysis using the vector from the regression model. The studies findsthat the Commercial banks’ development direction of Anhui Province is consistentwith its economic growth and structure upgrading. Commercial bank scale, savingsdeposit and non-state-owned financial efficiency have active influence oneconomic growth and structure upgrading, and other relevant conclusions.Using the case of Huishang bank, the service of the SME developmentexperience is summarized in this paper. According to full text analysis ofcommercial Banks in Anhui province, it proposes to strengthen credit supporteconomic development efforts, adjust the credit structure to promote industrialupgrading, promote local economic regional harmonious development, innovationfinancial products to broaden the financing channels, and improve the modernfinancial service function, eventually improving the commercial bank serviceeconomy ability in Anhui province. |
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