The Research On Innovation Of The Rural Cooperative Financial Mode In China

China is a developing country which has a large number of agricultural populations, to study the economic development problem of China, we must study the rural economy problem of China, and must study the rural financial issue when studying the rural economy problem. Over half a century and more, the core of the rural finance of our country—Rural cooperative finance make enormous contribution for national agriculture and rural economy development, but it has a great deal of defects at the same time, the defects have not got completely settlement today. In this sense, we study how to innovate the rural cooperation finance mode of our country, in order to make its better bringing about an advance in rural economy of our country seem very important.Based on the theory of new institutional economics, property rights economics theory, microeconomic theory and macroeconomic theory, centre on demand and supply of China’s rural finance, the efficiency of rural cooperative finance, the property right’s mode of rural cooperative finance, the innovation of the mode of China’s rural cooperative finance, etc. launch system research in the future, expect to change the current situation fundamentally, change our country’s rural cooperative finance into one which can really meet peasant’s demand, make the organization contributed for a long time development of our country’s rural economy.This paper includes the following four components: Part I:Introduction.Part II:Analysis to the mode of rural cooperative finance with the angle of the new institutional economics and the property rights economics.Part III:Have canvassed the financial reform development course of rural cooperative finance of our country, and combine with the ripe model of the foreign country, have pointed out that China’s learning and reference direction.Part IV:From the fundamental condition of our country,"Person much ground is little"," Urban-rural dualistic economic structure", to sets out. We put forward our own innovation countermeasure from property rights mode, products and several respects of external environment condition separately.