The Research On The Competitiveness Of China’s Listed Commercial Banks Based On DEA And The Factor Analysis

Since the reform and opening up, China’s rapid development of economic has led to the robust development of China’s banking, promoting the bank structure more and more better.Now, the bank structure containing Large commercial banks,policy banks, joint-stock commercial banks, city commercial banks and foreign banks has been established.In return,the multi-level banking system provides a powerful support to the economic.But,at the same time, China’s banking exposed some problems, net interest margin, the proportion of intermediate business income and the level of risk management has a long way to go to get up with the international bank. At present, domestic banks universally practice the extensive development patterns that will consume a lot of capital. They merely pursue the expansion speed, scale and market share, ignoring the middle business innovation and risk control. If they do not take strong measures, they will not keep up with the pace of international banking.This paper uses DEA and the factor analysis to study the16listed commercial banks competitiveness,creatively introducing market risk factor,DEA efficiency factor and market competitiveness factor.Through analysis, it finds Large commercial banks’competitiveness is stronger than the other banks, and because it maintains a good level of scale, innovation and profitability. At last, it puts forward3policy suggestions for the development of commercial Banks.