Research On Risk Management Of Project Finance In China Commercial Bank

With China’s economic development, our country to infrastructure construction and other areas of huge capital demand, project financing because of its financial advantage in attracting is very clear, project is more and more using, many domestic commercial Banks are involved in the project financing to come up. Project financing in China’s rapid development, to solve our big infrastructure projects problem of lack of funds and technology plays an important role. However, project financing because of big scale, more than participants, complicated structure characteristics, financing risk greatly. Commercial Banks as important project financing participants, in whole project financing process bear huge risk. Therefore, commercial bank project financing risk management research has important significance.This article elaborates relevant research background, put forward the research significance, the thorough analysis of domestic and foreign scholars project financing risk management of relevant research situation. And it is pointed out that China’s commercial Banks of risk management of the project financing particularity in project financing, project financing risk management and commercial bank project financing risk management and related of the support of theory, demonstrates the our country commercial bank project financing the necessity of risk management. On this basis, China’s commercial Banks of project financing risk identification, risk from the system and the system risk two Angle, analyzes the influential factors of project financing risk, the fuzzy comprehensive evaluation method constructing China’s commercial bank project financing risk evaluation model, and to Dalian city construction bank economy applicable room construction project as an example, the use of evaluation model risk evaluation results. Finally, two kinds of risks from puts forward strengthening our country commercial bank project financing risk management of the specific measures and Suggestions for our country commercial bank project financing risk management provide strong theoretical basis and practical guidance.