Research On Corporate Governance Of Commercial Banks And Control Of Risk

Commercial Banks are facing a wide variety of all kinds of risks, and the causes of the riskcaused are varied, This paper points out that the scientific structure of corporate governance ofcommercial bank is one important reason for bank to control risk, meeting the needs of the riskcontrol has become one of the basic standard of commercial bank company management goalmodel. This article aim to make commercial Banks know the importance of corporate governancestructure to risk controling, and puts forward the improvement measures in company managementstructure for controling risk.This paper, from the point of view of the corporate governance structure to check our countrycommercial bank’s risk control ability, Analyses the correlation between some elements of companymanagement structure and the risk. Through the analysis of corporate governance structure ofcommercial bank at home and abroad, and the results of risk control, using the empirical analysis,the paper puts forward the path of corporate governance of commercial bank to guard against therisk.Commercial bank risk control level and the structure of company governance has quite closerelationship, some defects of the structure of company governance, which will cause the Banks toface increased risk, And perfect corporate governance structure will narrow bank risk in the verygreat degree, So,In order to improve risk controling capability to a good level, we should makeimprovement in equity structure, balance mechanism, incentive and restraint mechanisms, theinformation disclosure system and external supervision.