The Urban Medical Insurance System Reform In China

With the development, people pay more and more attention to health. Medicalinsurance to protect people’s health as one of the principal means of caused wideattention. But with the development of society, the existing medical insurancemechanism show many disadvantages, and can’t meet the needs of the people, so tomedical insurance system reform of medical treatment system, the success of themedical insurance system reform is not only related to each person’s vital interests,to Chinese health career as well as the development of the society in all have veryimportant significance. This paper medical insurance reform the subject studied.This paper is divided into five parts, the first chapter of our country townintroduction about medical system reform that is this topic research background,significance, literature review, research methods and paper the structure arrangementin four aspects content. In the second chapter to the medical insurance concept,characteristics and significance in theory, with town of system of medical treatmentinsurance history as the background, with a review of the our country town beforethe reform of system of medical treatment insurance that medical treatment at publicexpenses system, labor insurance medical treatment system and its disadvantages,and so began the first medical insurance reform, with the economic and socialdevelopment, the medical insurance reform on. In the third chapter focuses oncombining with the current and reform the problem faced, through the surfaces, thepaper analyses the phenomenon restricting our medical insurance reform of the deepreason, from system, medical and health, the government to comprehensive analysis,through specific materials and example to support. The fourth chapter is also thecore part of this paper, on the third chapter of analysis in current China’s medicalinsurance system, the main problems of the reference in the reform of the effectivemethod combined with actual situation in China targeted put forward thecountermeasures of feasibility:1, perfect medical insurance system, establish thebroad cover multi-level town medical insurance system, including expanding the coverage of the medical insurance, perfect the levels of the medical insurance system,improve medical treatment raises fund channels, the medical insurance legislation,perfect the legal system of medical treatment insurance, medical insurance pay modereform;2, control medical costs, speed up the medical health system reform,including further control medical costs rise, strengthen medical service management,speed up the medical health system reform;3, give full play to the government’sleading role, increasing government investment and advertising supervision. Thefinal chapter is the conclusion of this paper, we introduced my creative work andresearch achievements of function and meaning, of the full text summarized, furtherbrief put forward concerning China urban medical insurance reform andSuggestions.