Research On Capital Regulation Of Basel Ⅲand Analysis The Impact On Chinese Banks

The Basel Capital Accord, on behalf of the global financial regulatory practice progress, is continually updated accompanied by changes in the banking environment. The capital is an important part of banking supervision, but is also the basic starting point of the Basel. China has become one of the member countries of the Basel Committee, in the case of releasing of the Basel Capital Accord III ", China’s banks regulatory authorities how to make the change is having the world’s attention.The paper started from the theoretical analysis of the regulatory capital of the Basel Capital Accord, and carefully tells the change of the theory between the old and the new Basel agreement on capital regulation. By referring to the Basel III capital regulation indicators, combined with the current situation in China, we need to find if a new index for listed commercial banks in China are applicable? And we estimate that how the China’s new indicators to monitor implementation of Basel Ⅲ may affect China’s banks industry? Analyzing measurement results and indicators of the inherent correlation. I hope that when China’s banks supervision department stand in line with mature concept of international banking supervision they can make coping strategies for the new regulatory framework.The paper is divided into five chapters, Chapter1, research background and literature review, the conclusions of Chapter5, Chapters2-4of the main contents of this article. The thesis is to do the following:Review the process of regulatory capital under the Basel Capital Accord framework to interpret the new regulations of the regulatory capital under the Basel Ⅲ framework, revealing the specific meaning of the new indicators of leverage; Recalling the Basel Accord, the practice in China under capital regulation course; the theory of gray relation analysis applicable under the capital adequacy ratio of the Basel Ⅲ, the possibility of leverage indicators; based on the quantified estimation of the Basel Ⅲ regulatory capital indicators to use to the possible impact of China’s banks sector, proposing new regulations of the capital regulation will affect the business model and strategic choice for China’s banks industry. It should be the rational planning of the compliance time for China’s banks capital regulation to ensure the steady development of China’s banks industry.