Research Of Private Small And Medium Enterprise Financing Problem In Jiyang County

In recent years, small and medium-sized private enterprises have got the rapid development, which have become an important part of socialist market economy. They also have played an increasingly important role in promoting economic development, adjusting industrial structure, improving the allocation of social resources, and expanding the social employment. However, private small and medium enterprise’s development also has a very serious difficult problem of financing. Financing constraints have become the bottleneck of the development of private small and medium-sized enterprises. Domestic and foreign experts and scholars on the financing difficulties of small and medium-sized enterprises carried out in-depth and meticulous research; many valuable works are also derived. However, much of the literature has focused on large and medium-sized city labor intensive enterprises. Thus the research has got different levels of neglect Private Small and medium-sized enterprise development potential in county, as well as in the economic development of county economy pillar effect. Therefore, research of private small and medium enterprise financing problem in Jiyang, Not only has a certain theoretical significance, but also has the very practical significance.In this system, a comprehensive analysis of economic development’s basic situation of Jiyang county, has pointed out Private Small and medium enterprise financing process in Jiyang county in the existence of asymmetric information, risk grade inconsistency, credit guarantee system is not perfect, financial incentive policy is not sound and so on. And the use of empirical investigation and comparative analysis on Jiyang county private small and medium-sized enterprise financing environment, financing channel, financing bottleneck are analyzed, at the same time, according to the Jiyang county private small and medium enterprise financing present situation, to alleviate the problem of financing are analyzed in detail, and the station is in prefectural region economy point of view put forward corresponding settlement train of thought.This article puts forward some corresponding suggestions in four aspects, from the financial institutions, the government, enterprises, social services. Financial institutions should strengthen the financial support of small and medium-sized private enterprises financing strength, gradually formed a financial institution innovation mechanism, the construction of multi-level credit structure, standardized management of folk financing, equity financing and the establishment of water policy banks; the government should mobilize the enthusiasm of sound financial institutions in financing, the financing of small and medium enterprises, establish and improve the system of small and medium-sized private enterprise financing and relevant law laws and regulations, policy documents, private small and medium enterprise to promote the optimization and upgrading of industrial structure, and actively guide the private small and medium enterprises using capital market to expand the scale of direct financing, strengthen organization and leadership and the publicity and guidance work; enterprises to continuously improve the cluster of independent innovation ability, give full play to the leading role of enterprise clusters; social services should actively constructing the service platform, strengthen the support small and start-up business development environment of public construction, build perfect service system for small and medium-sized private enterprises, guiding and supporting small and medium-sized private enterprises to accelerate credit system construction and so on.