Our Country Small And Medium-sized Enterprises Cluster Financing Problem Research

Both developed and developing countries, small andmedium-sized enterprises of the national economy and an importanteconomic component of SMEs can effectively promote scientific andtechnological progress, increasing employment, expanding exports,small and medium enterprise development is usually a necessarycondition for the advanced economies. However, today’s businessenvironment of SMEs are not ideal, especially the financing problems,has become a major bottleneck restricting the majority of thedevelopment of SMEs, and how to solve the problem of financing ofSMEs, became the academic study of popular subject. The root causeof the small and medium enterprises financing difficulties of doing so?Domestic and foreign scholars have conducted a lot of fruitful work.From the direction of the cluster financing on the basis of a lot ofresearch literature, the author, and strive to seek a viable financingoption for the current SME financing difficulties. Through this research, tohelp solve the difficult problems of SME financing, has a strong practicalsignificance.This article is divided into six parts: The first part is an introduction,focuses on the topics of the article reasons; The second sectiondescribes the relevant literature and its theory of cluster financing athome and abroad; The third part focuses on the facing SMEs financingdifficulties of its causes; Part IV focus on small and medium enterprisesout of the financing difficulties of one of the methods of clusterfinancing; mode selection of the fifth part of SME use of clusterfinancing and policy recommendations; the last part of the studyconcluded. This six-part interlocking around the cluster financing forSMEs to expand the discussion and research.The first part is the introduction, the author focuses on the topics of the article causes as well as research methods, and tools. Firstintroduced the current situation of SMEs today, including two aspects,the social status of SMEs, as well as facing financing difficulties of theproblem, and SMEs now cluster phenomenon, which determine theobject of this paper, and then on the research method and use oftheoretical tools, and finally made a brief introduction to the basic idea.The second part describes the domestic and foreign financing forthe cluster literature and its theory.Part III focuses on the financing difficulties faced by SMEs and itscauses, first introduced Chinas SMEs are facing financing difficulties,then the reason why SMEs reason why the face of such financingdifficulties.The fourth part focuses on small and medium-sized enterprises outof the financing difficulties of one cluster financing. First a briefintroduction on what is a cluster financing; cluster financing feasibilityanalysis of a mathematical model, then the financing of SME clusters toanalyze the advantages of ordinary financing developed countries inthe world cluster financing mode.Mode selection of the fifth part of SME use of cluster financing andpolicy recommendations. This section is divided into three sections, thefirst segment is a brief introduction to the various modes of the clusterfinancing; the second plate for the cluster financing choice of themode of operation applicable to our country and the specific use ofChina has a strong feasibility of this model attempts to explore; learnedencountered by the cluster financing solutions to SME financingdifficulties of earlier chapters, and the third section will be introduced inorder to implement the cluster financing should be implementedmeasures.The last part is a summary of this article is the concluding part of thearticle.