Shaanxi Rural Financial Development And Rural Economic Growth Empirical Research

The rural finance is the important constituent of our country rural economic modernization. The development of rural finance will help to reduce our country city and countryside differences and the gap between rich and poor, promote the countryside inhabitant living standard. In recent years, the Shaanxi rural finance has a rapid development, the financial organ coverage fraction and the financial property total quantity make tangible progress. But rural economical development backwardness, the rural financial market scale, development efficiency and financial service and so on all by far fall behind the city. The rural Financial Repression question has hindered the Shaanxi rural economic fast development. Therefore, only then solve the rural Financial Repression problem, can guarantee the rural economic health and fast development.This paper combines theoretical analysis and empirical test methods together to analysis the Shaanxi rural finance inhibition effect on economic growth. In the theoretical analysis, this paper take the theory of financial development and economic growth theory as the theoretical basis. Make an analysis that financial development affection on economic growth and economic growth react in the financial development. In the empirical test analysis, this paper take the Shaanxi rural financial as the object of study. In the foundation analysis of rural economic and financial development present situation, find the main actors of rural Financial Repression from the analysis of financial market and financial system. Establish index system, select data, adopt the VAR model to make the correlation dependence analysis of the rural financial and the economic development.The main conclusion obtained in this paper are as follow:Firstly, through the present situation analysis and empirical test, the Shaanxi rural financial development scale has an obvious affect on the rural economy. The financial scale expansion impels the economic growth in a certain extent. But, the rural economic growth is not the reason of financial development. Secondly, the rural economic growth and the financial development efficiency cannot explain mutually. Shaanxi rural financial development is low efficiency, which cannot help to the rural economic growth. Thirdly, the government plays a vital role in solve in the rural Finance Repression question.