Commercial Bank Financial Services Division Team Construction In Inner Mongolia

Recent years, along with the continued and steady progression of economy, the personal finance service of the bank has faced with the fast developing time. Meanwhile, with the rapid economic development in Inner Mongolia, the diversification of personal income distribution pattern has gradually formed and personal disposable income has doubled. The rapid growth of household savings deposits, directly contributed to the rapid increase in household assets, and on this basis, and gradually formed a mass affluent class, but also the formation of high-end affluent. With the increase in personal assets on the balance inherent in the need for preservation and value-added, people demanding for financial products are also increasingly diverse. But the residents of the Inner Mongolia Autonomous Region’ have a general lack of financial knowledge, investment concepts and financial skills. Therefore, the residents need specialized financial institutions and financial experts for their investment and financial management. In this context of opportunities and challenges, commercial banks in Inner Mongolia should strengthen its financial planning division team building, and promoting healthy and stable development of personal financial services, thereby stimulating the development of the financial industry in Inner Mongolia.In this regard, this paper introduces the concept of financial management and financial planner, and analysis the need for team building of financial planners. Further, it outlines the status of financial planners and deeply analysis personnel problems in financial management and its causes of the commercial banks of China.In addition, we understand the financial planning division by foreign developments, which made the domestic commercial banks financial planner of the development of the U.S. experience. Finally, for the current problems in financial management staff, the paper raises commercial banks in Inner Mongolia how to build a team of financial planning and policy division.