The Research On Management Mode Of Finacial Innovation Team In Commercial Banks

With the diversification of consumers to requirement of financial products and services, it makes worldwide large-scale financial innovation tide by which improve rapid financial markets development. Through the introduction of new technology, new methods to build innovative organization in strategic decision-making, organizational setting, staffing, management, business process and financial product areas, the ultimate expression of the bank's risk management capabilities Continuously improve and provide services for the products and services to create and update methods.In this paper, the organizational structure of financial innovation model is a starting point. Research on organizational design elements of the analysis to explain the advantages and disadvantages of various organizational structures; then the innovation of financial products and services, process analysis, through the innovation process for financial services Model and process model of product innovation, continuous financial innovation process model obtained for the innovation process of decision points for management control, to better serve customers; followed by control of the financial innovation process to conduct a comprehensive analysis of quality management. Through the process of quality management to discuss the collaborative process of financial innovation system model of innovation through quality management of several commonly used method of exposition, build and design quality and innovative commercial bank financial management system, pointing out that China's commercial banks must Conversion of philosophy adjusted to products and services innovation as the basis for establishing service centers awareness, organization and management innovation as the basis, technology and innovation for the protection, financial product innovation as the core, multi-angle all-round innovation can enhance commercial banks in the financial market competitiveness.China's economy continued over the years, high-speed, harmonious development and continuous improvement of market economic system, financial innovation for the commercial banks have laid a solid foundation. Financial Innovation of Commercial Banks as the financial markets will be the development of diverse customer needs and market competition and stimulate the motivation of technological progress, innovation occurs again climax of the comprehensive competitiveness of commercial banks and service functions will be an overall improvement, while to promote China's economic and financial development in a rapid and effective way.