Research On Logistics Finance Risks Control

Logistics finance has got fast development in the countries all over the world as a kind of new-type trade way, and is paid more and more attention by domestic and international scholars. The logistics finance is the common demand of every part in the chains, such as supplier, end user, financial institution and the logistics business enterprise, etc. As a new banking service, the supply chain financing is an effective preliminary tool to marketing small and medium-sized enterprises’ financing. This type of funding is very popular with small and medium enterprises. Logistics finance expands the business scope for the banks and the logistics enterprises, and increases their incomes. This new business type makes a common-win situation, which promotes economic growth. It is difficult to control the risk of the new type business because of its fast growing. It should be pay much attention to the controlling of financial risks in this reform. ZWY company is a big company in this area, which carries out this business for several years. This company controls the risks of the logistics finance through the daily monitoring measures and emergency measures, also through the standard logistics financial contracts, and also consulting with the insurance company. Overall, risk control scheme has been more mature, but still need to have some perfect plan.This article puts forward the improvement solutions Based on the deep investigation to the logistics financial business in this company. As a supervision enterprise, ZWY should notice to improve the informative level, and constantly improve the operators’ working skill and performance, improve the regulation efficiency. Strengthen extensive cooperation with relevant universities and colleges. On the one hand, it can promoting the employment of colleges and universities students, on the other hand, training the reserve personnel for the continuous development of logistics finance. The paper put forward evaluate the credit of the borrowing enterprises in order to distinguish the supervision lever on ordinary or closely. With the continuous development of this business model, some old risk control scheme appears out of date. The unified credit extension mode is a new logistics financial mode. Parts of the bank loan independent authority granted to the logistics supervision enterprise, and at the same time, the risk of the pledge also moved to the logistics enterprise. Therefore how to determine appropriate impawn rate become the necessary knowledge to the logistics enterprise. Factors should be considered including that the risks of logistics supervision enterprise, the expected profits level, and also the reorder decision of the mortgage firms when the company determine appropriate impawn rate in order to ensure the optimal profits in this business under the premise of the risks in controlled.