Research Of Development Mode Of Individual Branch Of Bank Of Communications

The current trend of domestic and international economy is getting better, but there are still instability and uncertainty in the future. Therefore, we are in the crucial period of-no progress, then regression. We cannot be blindly optimistic while the foundation of economic recovery is still not stable or balanced. As a state-owned commercial bank, Bank of Communications starts from reality, closely analyzing the matrix of the current economic and financial stand, both domestically and internationally. To improve our thinking, identify more potential problems, realize the target under the stable development of the economy. As individual branches are the fundamental of commercial banks, its effectiveness directly determines the future of our success.This article is mainly on how to construct the distinctive development mode for individual branches. It starts from analyzing our organizational structure and current status, identifies the underlying growth hazards, and then contributes to the thinking of how to consummate our own growth mode.This thesis consists of four parts:the first part is, a brief introduction to the basic situation and problems in current development; secondly, it is about the financial system transition in this particular historical period, both inside and outside the banking environment under study, from the microscopic, macro, market structure and system level analysis of commercial banks in the current development model. Under the financial system transition in this particular historical period, what kind of development method should the banks adopt? Our bank should take the special nature of the financial system transition to take the specific advantages of trade-offs between business objectives such as profits, market share, sustainable management and financial products. And thirdly, it is mainly from the operational risk management and credit risk management of the basic aspects of the problem and the reasons for development mode; Fourth, it discusses our own development model and the characteristics of the model, which is based on the key roles of the president who can play, the reform of institutional mechanisms, strengthen internal control, and deepen the credit risk management among seven aspects.